Call us now and see how our friendly service and know-how gives you access to a full range of UK mortgages and re-mortgage products including fixed rate, interest only, capped, discount and variable interest rates and buy to let mortgages.

The credit crunch, which started in 2007, dried up the supply of mortgage finance with some specialist lenders being driven out altogether. Now there is but a small number of mortgage lenders which have increased their hold over the market for new UK home loans.

If you are a first time buyer, the prospect of buying your first home can be both daunting and confusing. Our aim is to guide you through the transaction from start to finish so that you understand exactly what the purchase entails, and how much it will cost. This is the largest financial transaction you are ever likely to make so it must be done smoothly and efficiently.

Call us today on 01324 622226 or complete our short enquiry form by clicking on the form button below and we'll be pleased to help you.

Information we hold about you

In order to advise you properly, we must obtain certain information from you about your financial and personal circumstances.

By providing us with your personal data:

1. You agree that the information we hold about you can be held on computer and/or paper files.
2. You agree that any information which you give us, including sensitive personal data such as health and medical records, may be disclosed to appropriate third parties for the purpose of processing your application and for the ongoing administration of your investment or policy but for no other purpose.

The new Consumer Duty is a set of regulations that were introduced by The Financial Conduct Authority (FCA) on the 31^st of July 2023. These new regulations are applied to all regulated businesses in the financial retail sector and are being branded as a cornerstone moment in FCA regulations. It has replaced the Treating Customers Fairly core principles. Businesses need to take note and consumers should be made aware of how they are going to benefit. 

How Customers Will Benefit 

The key takeaway as a financial services customer is that all regulated providers must deliver higher standards of services and go even further to help you make the right decisions when it comes to your finances.  

There are three main elements to the new Consumer Duty, which offer an array of benefits to consumers:

This website is used by GT Mortgages to inform you of the services we offer. To do this we must obtain certain information from you about your personal and financial circumstances. The information, which you give us, will then be passed by us to potential providers and researchers who will use the information and respond with the terms they have found or that they are prepared to offer. The law requires us to have your consent before we use any personal information you give us or pass it to any third parties. You must therefore agree with us that: